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Does Checking Loan Eligibility Reduce CIBIL Score? Facts You Must Know

Published date: March 12, 2026
  • Location: India

 


Many people worry about credit impact before applying for a loan. A common question is, does checking loan eligibility reduce CIBIL score? In most cases, eligibility checks are soft inquiries, which help you understand options without harming your credit profile or future loan chances.


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