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What is Mortgage Loan and How Does It Work?

Published date: December 3, 2024
  • Location: India

For those looking to finance a property purchase or secure funds against existing assets, understanding what is mortgage loan is essential. A mortgage loan is a type of secured loan where you pledge an immovable asset, like a house or commercial property, as collateral to borrow money. These loans typically come with flexible repayment options, competitive interest rates, and longer tenures, making them ideal for significant financial needs like buying a home, funding business expansion, or covering educational expenses. The lender retains the property's ownership documents until the loan is repaid in full, ensuring security for both parties. Knowing what is mortgage loan can help you explore options tailored to your financial goals and make informed decisions about your borrowing needs.


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