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Help to Buy Scheme Ireland 2026: Complete Eligibility Guide

Published date: January 28, 2026
  • Location: Ireland

Are you dreaming of owning your first home in Ireland but struggling to save for a deposit? You’re not alone. Thousands of first-time buyers in Ireland face this exact challenge every year. The good news? The Help to Buy Ireland scheme could put thousands of euros back in your pocket to help you step onto the property ladder.




At Money Maximising Advisors Limited, we’ve helped countless clients navigate the complexities of the HTB scheme 2026 and secure their dream homes across Dublin, Galway, and throughout Ireland. In this comprehensive guide, we’ll walk you through everything you need to know about eligibility, claims, and maximising your refund.




What is the Help to Buy Scheme in Ireland?


The Help to Buy tax refund Ireland is a government initiative designed to assist first-time buyers in purchasing or building a new home. Essentially, it’s a tax rebate that refunds a portion of the Income Tax and Deposit Interest Retention Tax (DIRT) you’ve paid over the previous four years.




The scheme allows eligible applicants to claim up to €30,000 towards their deposit – a significant boost when you’re trying to gather the funds for your first property. This isn’t a loan or grant that needs repaying; it’s money you’ve already paid in taxes coming back to help you buy your home.


For more Details to know, Visit us:- Help to Buy Scheme Ireland 2026: Complete Eligibility Guide




Money Maximising Advisors Limited (https://mmadvisors.ie/)


Call: ‪+353 91 393 125‬


Email: office@mmadvisors.ie


Address: Unit 3, Office 6, Liosban Business Park, Tuam Rd, Galway, Ireland


 


Please visit our website: https://mmadvisors.ie/
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